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All services
Insurance & Retirement Planning Services

Insurance & Retirement Planning Services

Medicare Consulting Services

Medicare doesn’t have to feel overwhelming. We specialize in helping individuals and veterans understand their options clearl... Learn More

Retirement Planning Services

Retirement should feel secure — not uncertain. We help you design income strategies that support your lifestyle and protect w... Learn More

Life Insurance Services

Life insurance is more than a policy — it’s protection for the people who matter most. We help families choose coverage that ... Learn More

Why Choose Us

Trusted Partnership

We build long-term relationships based on clarity, transparency, and consistent guidance. Our goal is to help you make confident decisions at every stage of retirement.

Health & Income Protection

We help connect Medicare coverage, retirement income planning, and life insurance strategies so your financial future stays aligned and protected.

Retirement Confidence

R Noss Insurance & Financial Group's focus is creating steady, dependable income strategies so you can enjoy retirement with clarity, stability, and peace of mind.

Testimonials

D. R.

Markus and Janel are true experts. They listened to my concerns, answered every question, and built a plan that protects both my retirement income and my family.

J. W. Harris II

From day one, they treated me like family. They took the time to explain my options, answered every question with patience. What I really appreciate is their honesty and genuine care. If you’re looking for a team that’s professional, reliable and dedicated, I highly recommend R Noss Insurance and Financial Group.

M. Thompson

Just want to thank you for your thoughtfulness in helping with all my medicare and insurance needs.. Thanks again for your love, prayers and thoughtfulness.

Meet Us

As a husband-and-wife, Black-owned team based in Owings Mills, Markus Neil and Janel Reynolds Neil bring financial experience spanning back to 1997 and Medicare specialization beginning in 2014. We meet clients virtually and in person, explain every option in plain language, and design plans that fit real families. When you work with us, you work directly with Markus and Janel — experienced, licensed professionals dedicated to protecting your health, wealth, and everything in between.

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Have Questions About Your Future?

Share a few details and we will personally reply with clear, no-pressure guidance on Medicare, retirement, or life insurance planning.